Why Us

RETIREMENT IS
THE BIGGEST
FINANCIAL DECISION
YOU MAKE.

We’re here to guide you on the road to retirement

Retirement is a journey. To get where you want to go, you need a plan. Once you have a plan,  your retirement odyssey takes discipline and discernment. Because along the way you will encounter roadblocks, detours, and occasional threats. You need discipline to stay on course when you’re pulled in other directions, and discernment to know when you’re going the wrong way.

The good news is you don’t have to make this quest alone. A Certified Financial Planner can serve as your navigator. A professional who specializes in retirement planning, such as Optimal Wealth, can further minimize the troubles that often occur along the way to retirement.

We’re here to guide you on the road to retirement

Everybody takes a different path to retirement. Some start at a young age and get a head start while others have to catch up. People’s retirement journeys will vary on the size of their families, their incomes, their liabilities and their retirement dreams. Therefore, people need a unique roadmap to get to their retirement destination.

When we develop your retirement roadmap, we’ll consider these and several other factors. We’ll run your plan through several scenarios, showing you the best case, worst case, and those in between. Your plan will be evaluated regularly using real data, not guesswork. And we’ll help you determine ways to enhance your retirement assets as you progress toward retirement.

More than 30 years of helping people plan for retirement

Retirement planning success requires knowledge and experience. Lance Riddle, the founder of Optimal Wealth, has 30 years of experience in portfolio management, wealth management and retirement planning.

Lance currently teaches classes on Investments and retirement planning at Brookhaven College. He has also been honored as a Five Star Wealth Manager every year between 2015 and 2020. This designated goes to wealth managers who satisfy 10 objective eligibility and evaluation criteria associated with quality services to their clients.

Become a Retirement Wizard

Having a detailed roadmap can also help you navigate on a long journey. Lance has outlined his approach to retirement planning in his third book, Become a Retirement Wizard

Become a Retirement Wizard is an easy-to-read, jargon-free book that lays out:

  • The commons myths of retirement
  • How to catch up even if you’re behind on retirement saving
  • How to minimize the impact of taxes, inflation and bear markets
  • The less common but more effective retirement savings strategies
  • The types of insurance you need to protect your retirement assets
  • The basics of estate planning

Take The first step now

We invite you to schedule a complimentary meeting and initial consultation. We are 100% set up to operate virtually – allowing you to meet with us by phone or webcast from the comfort of your home or office if that is more convenient for you.